CarvestCompare My Cars

Carvest Calculator

Keep or Buy Car Calculator

Carvest compares your current vehicle with the replacement you're considering over the same 36 months.

Compare My Cars

Opens the Carvest comparison. Nothing is calculated on this page.

What the comparison covers

Both paths are measured over the same window. On the keep path, that includes remaining loan payments, insurance, fuel or charging, maintenance, repairs and what the car is likely worth at the end. On the buy path, it includes the trade-in, taxes and fees, the new financing, running costs and the replacement's projected value after 36 months.

How Carvest reaches a recommendation

  • Financial Tradeoff — the 36-month cash you spend on each path, plus the equity you would hold at the end.
  • Upgrade Score — how much of a real step up the replacement is: age and mileage, reliability, running costs and equipment.
  • Your Fit — how well the replacement matches the priorities and buying mindset you choose.
  • Carvest Recommendation — keep or buy, combining the three with your mindset.

What it won't do

Carvest does not predict exact future costs, quote financing, or appraise your car. It gives a transparent estimate built on market data and clearly labeled assumptions, which you can adjust.

Run it with your own numbers

The comparison takes a few minutes. You enter your current car, the one you're considering and your loan details; Carvest does the 36-month math.

Compare My Cars

Carvest provides estimates and decision-support information. Actual vehicle values, financing, insurance, repair costs and ownership expenses can vary.